GEICO is cheaper for most drivers with clean records — $150/year less than Progressive on average. Progressive wins for drivers with accidents or tickets.
Frequently Asked Questions
GEICO is cheaper for drivers with clean records (~$1,200/yr vs $1,350/yr). Progressive is often cheaper for drivers with accidents, DUIs, or multiple violations. Always get quotes from both.
Both offer standard auto coverage plus gap insurance, rideshare, and usage-based options. Progressive's Snapshot telematics is more flexible. GEICO's mechanical breakdown insurance is unique among major insurers.
GEICO is rated higher for claims satisfaction. GEICO's app and photo-based claims process is faster. Progressive's concierge repair service is excellent but slower. Both resolve most claims in 1-2 weeks.