AutoInsuranceGuide Updated May 2026
HEAD-TO-HEAD COMPARISON 2026

Progressive vs Allstate

One of the cheapest vs one of the most feature-rich — price vs value compared.

Cheaper Rates
Progressive
Avg Annual Rate$1,350/yr avg
AM BestA+ rated
Market PositionBest for high-risk
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Most Features
Allstate
Avg Annual Rate$1,820/yr avg
AM BestA+ rated
Market PositionNew car replacement
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BOTTOM LINE
Winner: Progressive

Progressive is $470/year cheaper on average and better for most driver profiles. Allstate justifies its higher price for drivers who want new car replacement, accident forgiveness, and Drivewise rewards.

Frequently Asked Questions

Progressive is significantly cheaper — $1,350/yr vs $1,820/yr on average. That's ~$470/year in savings. Progressive is especially cheaper for drivers with incidents on their record.
Allstate has more premium features: new car replacement, sound system coverage, accident forgiveness, and Drivewise safe driver rewards. Progressive's Snapshot telematics and Name Your Price tool are unique.
Progressive and Allstate rate similarly for claims satisfaction. Progressive's concierge repair service is highly rated. Allstate's local agent network makes complex claims easier to navigate.

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