State Farm vs GEICO

GEICO is significantly cheaper — ~$1,200/yr vs $1,480/yr for full coverage. For minimum liability, the gap narrows. State Farm's Drive Safe & Save telematics can close the gap for safe drivers.

State Farm wins on customer service. It has 19,000+ local agents nationwide vs GEICO's primarily digital model. State Farm scores higher in J.D. Power customer satisfaction. GEICO's app is rated higher.

Yes. Both offer home + auto bundles saving 10-15%. State Farm's local agents make bundling easier. GEICO partners with non-affiliated home insurers, so bundle discounts may be smaller.