Progressive is $130/year cheaper on average and excels for high-risk drivers. State Farm wins on customer satisfaction, local service, and breadth of coverage options.
Frequently Asked Questions
Progressive averages ~$130/year less than State Farm for full coverage. For high-risk drivers, Progressive can be 20-30% cheaper. State Farm's Drive Safe & Save can close the gap for safe drivers.
Both offer strong telematics programs. Progressive's Snapshot is older and more widely used. State Farm's Drive Safe & Save integrates with your phone without a device. Both can earn up to 30% discount for safe driving.
Progressive is significantly better for high-risk drivers (accidents, tickets, DUI). Progressive accepts more non-standard risks and has lower surcharges for violations than State Farm.